IKE and IKZE limits 2026: PLN 28,260 and PLN 11,304

IKE and IKZE limits 2026In 2026 you can pay up to PLN 28,260 into an IKE and up to PLN 11,304 into an IKZE, or PLN 16,956 if you are self-employed.Year by year

2026: IKE PLN 28,260; IKZE PLN 11,304; IKZE, self-employed PLN 16,956

2025: IKE PLN 26,019; IKZE PLN 10,407.60; IKZE, self-employed PLN 15,611.40

2024: IKE PLN 23,472; IKZE PLN 9,388.80; IKZE, self-employed PLN 14,083.20

2023: IKE PLN 20,805; IKZE PLN 8,322; IKZE, self-employed PLN 12,483

2022: IKE PLN 17,766; IKZE PLN 7,106.40; IKZE, self-employed PLN 10,659.60

2021: IKE PLN 15,777; IKZE PLN 6,310.80; IKZE, self-employed PLN 9,466.20

How the limits are setEach limit follows the average monthly wage that the budget act forecasts for the year: three times it for an IKE, 1.2 times for an IKZE, and 1.8 times for the IKZE of someone self-employed. A person may hold one IKE and one IKZE, so the limit is a person's, and it starts over every January.Your limits in Fin StatsFin Stats shows how much of this year's limit each of your IKE and IKZE accounts has used, from your XTB export, computed in your browser. Your data never leaves the tab.